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Mercury Car Insurance in Miami

All consumers are required to carry auto insurance in Miami, as well as in the state of Florida. Mercury sells a variety of insurance products through a network of local, independent agents. In Florida, Mercury's product lines are private passenger auto, mechanical protection, and business auto insurance.

Consumers in the market need to know that the bare minimum car insurance requirement for Florida drivers is:

  • $10,000 bodily injury per person per accident
  • $20,000 bodily injury for all persons per accident
  • $10,000 property damage liability
  • $10,000 personal injury protection

Drivers in Miami, FL are required by law to have proof of insurance in the car and present it upon request to law enforcement. Failure to provide that proof can result in fines up to $500 and a license suspension of up to three years. If a driver is involved in an accident without insurance and found to be at fault, they can be held liable for all costs associated with the other driver’s bodily and property injuries and driving privileges can be suspended until those damages are paid.

Mercury enjoys a unique position in the Miami marketplace, providing customers with some of Florida's most affordable and personalized agent-driven service. Mercury sells a variety of insurance products through a network of more than 8,000 local, independent agents in 11 states. Contact a local Mercury agent for a free quote and start saving today.

Miami Automobile Insurance Discounts and Benefits

Mercury already offers some of the lowest insurance rates available. You could save even more with the many discounts available, too!

About Miami, Florida

Florida is a driver’s haven...with its year-round sunny skies (interrupted by the occasional summer squall) and through amazing places to see like ocean-side drives and the wetlands of Everglades National Park, from the winding roads of the panhandle to the span of the overseas highway and 7-Mile Bridge to the Keys.

The city of Miami is the heart of Florida’s diverse population, from an amazing nightlife to beautiful architecture, it is the most popular tourist destination not called Orlando. Miami is the fourth largest urban area in the United States and an international center for finance, commerce, culture, entertainment, media and international trade.

By day, the city beckons visitors to enjoy its beaches and world renowned cuisine. Once the sun goes down, the South Beach area becomes a non-stop party with loud and colorful night spots and restaurants that appeal to a wide array of tourists and locals alike. Miami is especially well-known for its Cuban cuisine, owing to the large population of Cuban emigres. Miami is one of the 10 cities with a team in each of the major leagues, including the Dolphins (NFL), Marlins (MLB), Heat (NBA and Panthers (NHL). The city also boasts the nationally known University of Miami as well as a number of other universities, colleges and other institutes of higher learning.

About Us

Mercury Insurance was founded in 1962 by George Joseph. Today, it is a multi-line insurance company offering predominantly personal automobile and homeowners insurance through a network of independent agents and brokers. We have agents throughout the Greater Los Angeles Basin, who want to help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance and commercial business insurance.

Mercury Insurance is based in Los Angeles, and California represents the core of its operations that span 11 states. Mercury is California's leading independent agency writer of automobile insurance, and is currently the state's third largest private passenger auto insurer. Mercury enjoys a unique position in the Los Angeles marketplace, as it provides its customers with some of the state's most affordable and personalized agent-driven service. With more than 1,000 independent agents in California, contact one in your neighborhood for a free rate quote and start saving today.

Miami Insurance Products

For a fast, free quote, call (800) 956-3728.

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