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Mercury Car Insurance in Texas

Mercury is proud to protect Texas drivers and homeowners. This page has information on state driving laws, interesting Lone Star State facts, and information about Mercury's many products and services. 

Mercury has been selling auto insurance since 1962, and is trusted by millions of drivers. In fact, Forbes.com has named Mercury Insurance one of America's Most Trusted Companies, so you can count on Mercury to be there when you need us most. And, you won't find better coverage at a better price. Here are a few of our products available in the Lone Star State:

Car Insurance Coverage in Texas

Texas law requires all drivers to have auto insurance. Mercury sells a variety of insurance products through a network of local, independent agents. In Texas, we have agents in every major market to help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance.

In Texas, all drivers need to have minimum car insurance coverage. Here are the requirements to legally drive:

  • Bodily injury liability per person — $30,000

  • Bodily injury liability per accident — $60,000

  • Property damage liability per accident — $25,000

If you're caught driving without auto insurance, the state can impose numerous penalties. You might receive fees up to $1,000, have your driver’s license suspended, and get your vehicle impounded. Also, you can be held 100% liable for any and all bodily injuries and property damage in an accident you caused. Depending on the accident’s severity, you could owe hundreds of thousands of dollars if you’re uninsured.

Mercury enjoys a unique position in the Texas market, providing customers with some of the state’s most affordable and personalized agent-driven service. Mercury sells a variety of insurance products through a network of more than 8,000 local, independent agents in 11 states. Contact a Mercury agent in your neighborhood for a free rate quote and start saving today.

Texas Auto Insurance Discounts & Benefits

Mercury already offers some of the lowest insurance rates availible.  You could save even more with the many discounts available, too!

About Texas

Known as the “Lone Star State,” Texas is the second-largest state by both area and population. In 1845, Texas became the 28th state of the Union. Oil, cattle, wool, and cotton are some of the state’s biggest exports. Texas is also a prominent wind energy producer, boasting more than 100,000 acres of wind turbines. There’s so much to see in Texas, from the live music on 6th Street in Austin to the Alamo in San Antonio to Big Bend National Park in southwest Texas. Don’t miss out on the state’s famous Tex-Mex, a blend of Mexican food and American cooking.

Texas is considered to be the most business-friendly state in the nation, and as a result more Fortune 500 companies call Texas home than any other state. Texas leads the nation in many industries, including agriculture, petrochemicals, energy, computers and electronics, aerospace, and biomedical sciences. The state's affluence stimulates a strong commercial sector consisting of banking, insurance, construction and retail industries. In fact, Texas has the most shopping malls per capita of any American metropolitan area.

Possessing enormous natural resources, Texas is a major agricultural state and an industrial giant. Second only to Alaska in land area, it has more farms than any other state in the U.S. Texas leads the nation in livestock production, as well as sheep and goat products, oil and cotton. Vast mineral deposits put Texas in the lead for creating cement, crushed stone, lime, sand and gravel. It is a leader in renewable energy sources, and it produces the most wind power in the nation. The state also has the highest solar power potential for development in the country.

Millions of tourists visit Texas annually to tour more than 100 state parks, recreation areas, and points of interest, such as the Gulf Coast resort area, the Lyndon B. Johnson Space Center in Houston, the Alamo in San Antonio, and the state capital in Austin.

About Us 

Mercury Insurance was founded in 1962 by George Joseph. Today, it is a multi-line insurance company offering predominantly personal automobile and homeowners insurance through a network of independent agents and brokers. The company has independent agents that are specially trained to help our customers every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance and commercial business insurance.

Mercury Insurance is based in Los Angeles, and California represents the core of its operations that span 11 states. Mercury is California's leading independent agency writer of automobile insurance, and is currently the state's third-largest private passenger auto insurer. Mercury enjoys a unique position in the Los Angeles marketplace, as it provides its customers with some of the state's most affordable and personalized agent-driven service. With more than 1,000 independent agents in California, contact one in your neighborhood for a free rate quote and start saving today.

For a fast, free quote, call (800) 956-3728.