Car Insurance Richmond, VA
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Mercury Car Insurance in Richmond
If you're looking for cheap car insurance in Richmond, you've come to the right place. This page provides information on state driving laws, interesting Richmond facts, easy access to auto insurance quotes, and details about Mercury's other products and services.
Mercury has sold automobile insurance since 1962, and is trusted by millions of drivers. In fact, Forbes.com has named Mercury Insurance one of America's Most Trusted Companies, so you can count on Mercury to be there when you need us most. And, you won't find better auto insurance at a better price.
Mercury sells a variety of insurance products through a network of local, independent agents. In Virginia, we have agents in every major market to help you every step of the way. Mercury offers comprehensive coverage options ranging from personal auto insurance to homeowners insurance to mechanical protection.
It's optional to have car insurance in Virginia. However, you must pay the $500 Uninsured Motor Vehicle (UMV) fee to drive without auto insurance legally. This UMV fee, which doesn't provide you with any insurance coverage, is due every time your registration expires.
Mercury strongly recommends getting car insurance. If you decide insure your car, here's the minimum insurance coverage you need:
- Bodily injury per person — $25,000
- Bodily injury per accident — $50,000
- Property damage per accident — $20,000
You could face several penalties if you don't insure your car or pay the UMV fee. These punishments include a Class 3 misdemeanor conviction, a fine of up to $500, and a driver's license and license plate suspension. You may also need to file an SR-22 form for three years. This form proves to the state that you carry auto insurance. Keep your insurance card in your vehicle at all times to avoid these repercussions.
Mercury enjoys a unique position in the Virginia market, since we provide our customers with some of the state's most affordable and personalized agent-driven service. Mercury sells a variety of insurance products through a network of more than 8,000 local, independent agents in 11 states. Contact one in your neighborhood for a free rate quote and start saving today.
Richmond Auto Insurance Discounts & Benefits
Mercury already offers some of the lowest insurance rates available. You could save even more with the many discounts available, too!
About Richmond, Virginia
Richmond is the capital of the Commonwealth of Virginia. The present city of Richmond was founded in 1737. It became the capital of the Colony and Dominion of Virginia in 1780. During the Revolutionary War period, several notable events occurred in Richmond, including Patrick Henry's "Give me liberty or give me death" speech in 1775 at St. John's Church, and the Virginia Statute for Religious Freedom in 1779—the latter of which was written by Thomas Jefferson while in the city. During the American Civil War, Richmond served as the capital of the Confederate States of America, and many important American Civil War landmarks remain in the city, including the Virginia State Capitol and the White House of the Confederacy.
Mercury Insurance was founded in 1962 by George Joseph. Today, it is a multi-line insurance company offering predominantly personal automobile and homeowners insurance through a network of independent agents and brokers. We have agents throughout the Greater Los Angeles Basin, who want to help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance and commercial business insurance.
Mercury Insurance is based in Los Angeles, and California represents the core of its operations that span 11 states. Mercury is California's leading independent agency writer of automobile insurance, and is currently the state's third largest private passenger auto insurer. Mercury enjoys a unique position in the Los Angeles marketplace, as it provides its customers with some of the state's most affordable and personalized agent-driven service. With more than 1,000 independent agents in California, contact one in your neighborhood for a free rate quote and start saving today.
Richmond Insurance Products
- Auto Insurance
- Home Insurance
- Condo Insurance
- Renters Insurance
- Umbrella Insurance
- Mechanical Protection
- Business Auto Insurance
For a fast, free quote, call (800) 956-3728