An extra layer of liability coverage for life's unexpected accidents.
Expect the Unexpected
We never know what life has in store for us. It takes only a few moments for accidents and other unexpected things to happen. While no one can see into the future, Mercury Insurance can help you prepare for it and ensure your family's assets are safe when the unexpected happens.
Umbrella insurance offers an extra layer of liability coverage* to help defend you from a financially devastating claim or lawsuit. An umbrella policy provides $1 million to $5 million in additional liability coverage on top of an existing homeowners or auto policy. While umbrella coverage is optional, it can provide increased protection in the instance of an unfortunate accident.
How Umbrella Policies Work
Umbrella insurance kicks in when damages from a covered claim surpass the limits in the underlying policy - everything from a lawsuit resulting from a delivery person slipping on ice in your driveway to medical care for a friend who was injured by your family pet.
Don't sacrifice your family's financial well-being to an unexpected accident. Talk to a Mercury Insurance agent about adding umbrella insurance to your policy. One conversation today could prevent a split-second accident tomorrow from changing your life unexpectedly.
*Not all coverages may be available in all states. Speak to a Mercury agent to confirm the coverages available in your state.